Thursday, 12 March 2015

Ten Tips: When You Lose Your Health Insurance

(NaturalNews) Economic times are tough and many are facing layoffs. Even more are being told that their employer will be eliminating or reducing health benefits. As a result many people are losing their health insurance coverage. Legislation is currently being proposed that can help those without health insurance but sometimes your health cannot wait and you need help now.

1. Use COBRA if You Are Laid Off - If you get laid off from your job and need health insurance you can Use COBRA (Consolidated Omnibus Budget Reconciliation). COBRA is available for 18 months after loosing your employer health coverage. COBRA allows you to keep the health plan that your employer used to provide as long as that plan still exists. If your employer is still in business and offering some health insurance to current employees you can usually qualify. COBRA will be more expensive than the premiums deducted from your paycheck but this is sometimes necessary if you are unable to get health care elsewhere. COBRA is often cheaper than private and individual health insurance plans.

2. Continue Preventative Measures - Without health insurance it is now more important than ever to live a natural and healthy lifestyle. Use preventative measures such as regulating weight, exercising, eating healthy, lowering your cholesterol (http://www.naturalnews.com/025715.html), and reducing stress from your life. When possible you can resume other preventative measures such as regular checkups and diabetes & cancer screenings.

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