(NaturalNews)
Economic times are tough and many are facing layoffs. Even more are
being told that their employer will be eliminating or reducing health
benefits. As a result many people are losing their health insurance
coverage. Legislation is currently being proposed that can help those
without health insurance but sometimes your health cannot wait and you
need help now.
1. Use COBRA if You Are Laid Off -
If you get laid off from your job and need health insurance you can Use
COBRA (Consolidated Omnibus Budget Reconciliation). COBRA is available
for 18 months after loosing your employer health coverage. COBRA allows
you to keep the health plan that your employer used to provide as long
as that plan still exists. If your employer is still in business and
offering some health insurance to current employees you can usually
qualify. COBRA will be more expensive than the premiums deducted from
your paycheck but this is sometimes necessary if you are unable to get
health care elsewhere. COBRA is often cheaper than private and
individual health insurance plans.
2. Continue Preventative Measures -
Without health insurance it is now more important than ever to live a
natural and healthy lifestyle. Use preventative measures such as
regulating weight, exercising, eating healthy, lowering your cholesterol
(http://www.naturalnews.com/025715.html),
and reducing stress from your life. When possible you can resume other
preventative measures such as regular checkups and diabetes & cancer
screenings.
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